Private Money Loans are loans that are provided by private investors or lenders, as opposed to traditional banks or financial institutions. These loans can be used for a variety of purposes such as real estate investments, business expansion, or other projects that require capital. Private money loans typically have higher interest rates than conventional bank loans and may come with shorter repayment terms. They are often provided by individuals or companies who lend their own funds rather than using depositors' money, making them more flexible in their approval process compared to traditional banks.